How to create a montly budget as a consultant

Prompt:

Act as a CFO consultant designing an adaptive monthly budget for a $ {amount} revenue company. Step sequence: Segment costs into fixed, variable, and discretionary. Allocate based on 50/30/20 rule adapted to company type. Simulate a 10% revenue shock and rebalance to maintain target EBITDA. Present both baseline and stress versions. Avoid: generic budgeting tips or personal-finance tone. Output: two-column budget table + paragraph of recommendations.